8/28/25 – Fall of The House of Vitug

Prison-Bound and Bricked Up

Dear victims, curious readers, and of course, Ryne the Rat.

*If you don’t want to slog through this epic takedown, skip to the end in red for your next steps.

Nice to see you all again, gathered ‘round the dumpster fire that is Ryne’s life. I’ve been quieter than a mouse in a snake pit lately, and that’s because I’ve been sharpening my claws for my day in court with Ryne, set for 8/29/25. I always knew he was a spineless swindler—scamming folks with dying relatives and crushing kids’ dreams is his brand, after all—but I was ready to stroll into court, armed to the teeth, to obliterate him and his so-called “team of lawyers.” Alas, when the deadline hit for Ryne to submit any shred of evidence or a witness list by 8/22/25, crickets. Nothing. Zip. Just Ryne and his posse pulling their usual vanishing act, like cut-rate magicians fleeing a kid’s birthday gig.

In my preparations for our meeting I had several people share information with me that continues to make me scratch my head and smile at Ryne’s stupidity. I will share those as individual articles later and linked below, but I want to get to the most relevant news first.

Ryne has officially declared for Chapter 11 Bankruptcy – “See Full Filing By Clicking Here“

That’s right, folks. All those “refunds” Ryne and his sidekick Adam Goodman babbled about for ten months? Lies. Shocker, I know—like finding out water is wet. It took us dragging his sorry hide to court to make Ryne panic, fumble, and implicate himself and his merry band of idiots even deeper. Let’s start with the co-conspirators, shall we? First up: Max Mendelson.

Max dropped a suit against Ryne in small claims court on 7/22/2025. – “Click Here For Full Filing“

In this bombshell we learn that Max, a citizen of California, is suing Ryne in Illinois because

“a portion of the cash advances that are reflected in the Written Agreement were made by Mendelson in Cook County, Illinois.”

What kind of cash advances are we talking about? Well……

“5. On November 23, 2024, Vitug and Mendelson entered into a written agreement whereby Vitug agreed to repay Mendelson the amount of $273,700 in monthly installments. (“Written Agreement”) (A true and correct copy of the Written Agreement is attached hereto as Exhibit “A” and made a part hereof).”

$273,700 you say?!

That is correct. Vitug and Mendelson signed a repayment letter. But for what?

My, my. I have so many questions. First off, what is $252,000 in “prior agreement balance.” (sketchy much?)

Max, pro tip: Next time, spell out that “prior agreement balance” before the feds do it for you. You and Ryne played each other at your own game, and he burned you. Rookie move. Oh, and Ryne, maybe wire some fresh victim’s cash across state lines to cover Max’s tab—your usual playbook, right? Only $5,000 of Max’s claim was for travel (unlike us poor saps). Sorry your Thanksgiving was a budget affair, Max—hurts when family dreams get crushed, doesn’t it?

Anyways, what did they agree on?

Ryne’s repayment plan? A joke. Number of payments made? Zero. And Adam Goodman, didn’t you swear everyone would be paid “equally and fairly”? Why’s Max getting VIP treatment? Did Ryne forget to CC you on that one? Ryne’ll sign anything to buy time, Max. Never trust a snake with a pen—it’ll hiss sweet nothings and still bite.

Now, back to that bankruptcy filing on 8/26/25. It starts by telling us that is Ryne’s hiding out at 21 Kristin Dr, Apartment 919, Schaumburg, IL, 60195. Law enforcement, if you’re reading, swing by and say hi from me.

It also told us that Ryne picked Chapter 11 over Chapter 7—curious, no? Chapter 7 liquidates assets, wipes debts, and shuts down broke businesses or people. Chapter 11 lets you reorganize debts while keeping the lights on, often for folks with assets to protect. So, Ryne’s trying to play puppet master with some ghost company, “Vitug Travel,” which isn’t even registered with the Illinois Secretary of State. Is he stashing our money with Mom, Dad, or Grandma? Or pretending he’ll pay us back? Spoiler: Many of our names are missing from his creditor list.

– Click here and scroll down to the bottom pdf to search for your name – “See Full Filing By Clicking Here“

Tsk tsk, Ryne. We’re more organized than your lies now, buddy. Let’s peek at Ryne’s top “creditors”

#1 – Mary Foronda – $250,000 for “loans.” Disputed, of course. Mary, we knew you were in deep, but Ryne’s throwing you under the bus with a smile.

#2 – Rhea Bell – $200,000 for “loans,” also “disputed.” Mary and Rhea haven’t sued Ryne—shocker! Mary, where’s that lawyer who cried “slander” at me?

Save that energy for the IRS, ladies (or worse…)

#3 – Max Mendelson – $146,566.26 for “reimbursements/refunds.” Why not the full $273,700 from your agreement, Max? Ryne’s numbers are as real as his conscience.

Again. It is all lies.

But don’t take my word for it. Ryne’s been whining about losing his job at Zurich American Insurance in November 2024. He filed a complaint with the Illinois Department of Employment Security and lost—twice. “See the full report here”

Why? He hid his shady side hustle and misused company systems. Worse, Zurich caught him withholding “refunds” to silence HR complaints and tampering with their ethics line. Sound familiar? When faced with hard evidence, Ryne went mute—probably the first time in his life.

Read it yourself—it’s a masterclass in self-sabotage.

What did we learn? Ryne’s a pathological liar, spinning scams between poker binges and whatever shadows fuel his hustle. Watching him and his crew squirm is like the Titanic sinking in agonizing slow motion—grab the popcorn, but the iceberg’s doom is inevitable. Ryne, your one-way ticket to a prison cell is punched, and the walls are closing in, each lie you tell another brick in Poe’s Cask of Amontillado, sealing your fate while you gasp for air. You, your family, and your scam squad better savor these fleeting free days. Justice has your address—literally—and it’s troweling the mortar to bury you.

Tick-tock, Ryne.

What can you do next?

• Check the bankruptcy filing to confirm your name’s listed as a creditor – “See Full Filing By Clicking Here“
• Not listed? File a claim with the bankruptcy court and scream “fraud” loud and clear—Ryne’s scams don’t get a free pass. https://www.ilnb.uscourts.gov/electronic-proof-claim-and-related-documents
• On the list? Verify the amount’s correct, then file a claim anyway, shouting “fraud” from the rooftops. Stolen cash doesn’t vanish in bankruptcy court.
• Stay united: Join our victim Facebook group to share evidence and plot next moves. Ryne’s betting we’ll stay scattered—prove him wrong. https://www.facebook.com/share/g/179y7Q9o2V/ – keep in mind he is definitely in the group. At least until he goes to prison.
• Spread the word: Share this article to shine a spotlight on Ryne’s lies. The more eyes on his con, the tighter the noose.